Regular life insurance
Best Term Life Insurance in Singapore
Life Insurance has turned to be a necessity in these days.

The life of a family turns difficult if it loses the earning member of the family. In such cases, the insurance policy could shield the family at least financially. But the traditional plans that come up with saving and insurance options carry huge premium and lower coverage. In order to make the insurance available to all the sections of people, the term insurance plans are evolved.

How would these plans function?

The term insurance plans carry higher amount of coverage with a lower amount of premium. But the premium paid will not be returned. In the modern world, certain plans are being developed where the premium paid will be returned by possessing all other qualities of a term plan. This has brought a huge drive of people towards these plans.

Benefits of subscribing to a term insurance plan

There are huge numbers of benefits to an individual subscribing to the term insurance plans. In the ordinary term plan, only insurance coverage is applicable. But now, the term plans are coming up with various attractive benefits. Some of them are disability riders, accident riders, premium waiver benefits etc. However, in most of the cases, you might be required to pay an additional premium for the additional benefits.

Numerous options

With the increased number of insurance companies in the Singapore, number of innovative options is made available to the customers. You have the flexibility of choosing the plan up to age of 50, 55 and so on to the age of 75. So, this might benefit you to a great extent. You can find these types of benefits in the plans of Axa Life Insurance etc. There are certain plans that also offer you the whole life insurance and Universal Life insurance too. 

Things to be taken care of while selecting a term insurance plan in Singapore

Fins the required coverage

Having low coverage or high coverage is not appreciable. You must be covered to an optimum extent. Ideally, the insurance coverage amount must be equal to meet your financial requirements at least for ten years. You might calculate it according to your income or according to your financial responsibilities. People with least coverage might get suffered in the case of unforeseen events. People with higher coverage would be burdened with higher payments for each instance

Be selective

Never select any benefits that are of no use to you. By removing the unnecessary riders, you can save your premium amount considerably.

Shop for the best term insurance plan

As you have number of companies offering the term insurance plans in Singapore, you don’t need to confine to limited options. By shopping around, you can get the best term insurance plans at lowest premium. You can find the rate of premium charged by the life insurance companies over the website. Thus you can find the details of all plans offered by the companies, rates and benefits of each plan, So, shop around and gain a best coverage.

Getting a cheaper business loan in singapore instead

Getting a business loan is cheaper to financing your business with credit cards. The financing can be arranged quickly and instalments payable up to 5 years or 60 months.

Get an accurate and Updated Loan Advice from a team of loan specialists


  • How Long Does It take for a Loan To be approved?
  • Depending on the application the loan approval process will take between 3 to 10 working days
  • What is the interest rate that I can expect?
  • For the Micro Loan scheme, you can expect an interest rate from 3.7% flat per annum. You can pay off the loan at any point of time and the interest will be pro-rated
  • How do I know which loan I Quaify for?
  • If you are a Singapore incorporated company, you can potentially qualify for business financing, no matter how long your company has been incorporated. To know your options simply enquire here or call us.
  • Which lenders do you work with?
  • We work with all local and foreign banks in Singapore, Private Financiers and other lenders.
  • How do I get started with an application?
  • Simply enquire here, or drop us a call.